Choosing which funds are for you is all about deciding how much financial risk you're comfortable with, the need for balance between this risk and opportunity for growth, and how much involvement you'd like in your investment decisions.
By thinking about these things and understanding what you want to achieve, you might find it easier to choose where to invest your money.
Questions you need to think about
- What kind of investor am I?
- How long do I have until I retire?
- Do I understand the choice of funds?
- Assets - how do funds invest?
You can find detailed information on what to consider when choosing your funds in the Your Investment Choices booklet. Please also read the Correction to the Your Investment Choices flyer.
The return on your investment is directly related to the performance of the assets in which they invest and the charges on the fund. This can go down as well as up. You may not get back as much as you invest.
Any charges and additional expenses are not guaranteed. They are regularly reviewed and may be changed in line with developments in the relevant markets.
There are different types of funds to suit the requirements of different investors. You can choose where your payments are invested, subject to being invested in up to 12 of our funds at any one time. You may also be limited to a maximum of 20 different funds that you can invest in during the term of your plan.
If at any time you are unsure of what to do, in the first instance, contact Standard Life on 0800 066 5432. If you require advice on the payment and investment options, we recommend you seek financial advice.
There may be a cost associated with this and you should note that neither BT nor Standard Life will be able to provide any advice to you. If you do not have your own financial adviser, you can find one in your area by visiting unbiased.co.uk
Please note: The link to unbiased.co.uk is outside Standard Life's website and will open in a new window. Standard Life is not responsible for the content of external internet sites.
