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    Welcome to the BT Retirement Saving Scheme (BTRSS)

    BT are committed to helping you save for a better retirement.

    Find out more

    Got a question about your investments?

    Click here to watch the investments webinar recorded in June 2019.

    View the investments webinar

    Pension flexibility

    Everyone has control over how they take money from their pension.

    There’s a minimum age after which you can withdraw money, but pensions are now one of the most tax-efficient and flexible ways to save for the future.

    Find out more

    Boost your pension

    Increasing your pension payments even by just a small amount could make a real difference to your future.

    Find out more

    Get startedJoining the BTRSS

    Most people will be automatically joined to the BTRSS Group Flexible Retirement Plan provided by Standard Life Assurance Limited. Even if you’re not, you may still be able to join if you want to.


    Take control of your futureAlready in the BTRSS?

    If you want life after work to be on your terms, you can't just leave it to chance. It’s easy to take control of your pension and we’ve got the tools and information to help you.

    Your payment choicesHow much should you pay?

    You'll have to pay in a minimum amount every month, but you should consider whether this is enough.

    Our payments calculator lets you try different payment options so you can see how much extra money you could get.

    Online servicing login


    Login to online servicing

    Check your pension value, investments and more, easily and securely online.

    Log in to online servicing

    About to retire?

    You've worked hard all your life to get to this point, so it makes sense to get the most from your pension with a little preparation and planning. There's lots of helpful information right here, including a step by step guide to help you figure out what you should do when.



    Your pension is normally a long term investment and you usually can't withdraw money until the age of 55 (may be subject to change). As with any investment, the value can go down as well as up and may be worth less than what was paid in.