Combine your pensions

Combine your pensions into a modern online plan


How transferring works


Download our checklist

To help you decide whether transferring is right for you



Complete your application



Transfer complete

We’ll let you know when the transfer is complete

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All your pensions in one place - why it can make sense

Life's easier when it's organised. It's likely that you've paid into more than one pension pot if you've had more than one job. Combining your pots could make your pensions easier to manage and help you save on fees.

Here's why it can be a good idea:Customer dashboard example image

One easy-to-manage plan

One clear view of your pension you can easily manage online

Better value

You could benefit from any discounts on charges that your employer has negotiated for pensions you transfer

Potential to pay less tax

When it's time to access your money, we can give you the flexibility to take your money tax efficiently. Not all pension plans offer this.

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