Welcome to the BT Retirement Saving Scheme (BTRSS)

BT is committed to helping you save for a better retirement.

Find out more

Getting started

Joining the BTRSS

Most people will be automatically joined to the BTRSS Group Flexible Retirement Plan provided by Standard Life Assurance Limited. Even if you’re not, you may still be able to join if you want to.

Read our new joiner checklist for tips to consider and help manage your plan. You can watch the latest recorded webinar for new joiners here.

Take control of your future

Already in the BTRSS?

If you want life after work to be on your terms, you can't just leave it to chance. It’s easy to take control of your pension and we’ve got the tools and information to help you.

Your payment choices

How much should you pay?

You'll have to pay in a minimum amount every month, but you should consider whether this is enough.

Our payments calculator lets you try different payment options so you can see how much extra money you could get

Login to online servicing

Check your pension value, investments and more, easily and securely online.

More about what you can do online Login to online servicing

Common questions

Wherever you are in your retirement savings journey, this is where you can find out more about the the BTRSS.

Read our common questions


Your pension is normally a long term investment and you usually can't withdraw money until the age of 55 (may be subject to change). As with any investment, the value can go down as well as up and may be worth less than what was paid in.

BTRSS Presentations

We recorded a series of 30-minute presentations focussing on key topics in relation to your plan. Watch by clicking the links below;

Getting to know your BTRSS

Understanding investments

Retirement options and considerations

Manage your money on the go

Wouldn't it be nice to instantly view your BT Retirement Saving Scheme (BTRSS) pension just as easily as your online banking? Well now you can with the Standard Life UK app.

Click here to download it now