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- Joining the BTRSS
- Already in the BTRSS
- Payment options
- Investment choices
- Approaching retirement
Investment choices
Your investment options
Where your money is invested is up to you. There are choices to suit your level of experience with investing and how involved you want to be with managing your investments.
Option 1: Do it for me - the low-involvement (default) option
Unless you pick another option, this is where your money will be automatically invested when you join the pension. This option has been chosen for the BTRSS by Standard Life and is believed to be an appropriate option for most members’ pension plan investments.
Option 2: Help me do it - other Standard Life lifestyle profiles
These let you tailor your investment choice by how much risk you're comfortable taking and how you're planning to take your money in the future (if you know).
Option 3: Let me do it - full fund range
The full fund range lets you choose from a wide range of options covering different asset classes, regions and investment styles.
Investment information for former BTRP members
As well as the options above, you also have access to some extra investment funds if you were a member of the BTRP before 1 April 2009.
Important information
As with any investment its value can go down as well as up and may be worth less than what was paid in.
If you need help with choosing your investments, you should seek financial advice. There is likely to be a charge for this.
