Investment choices

Where your money is invested is up to you. There are choices to suit your level of experience with investing and how involved you want to be with managing your investments.

Option 1: The low-involvement option

Unless you pick another option, this is where your money will be automatically invested when you join the pension. This has been set as the low-involvement option for the scheme by Standard Life following consultation with BT. It is believed to be an appropriate option for most members’ pension plan investments.

Option 2: The core fund range

The core fund range is a small range of investments that you can choose from. This range gives you some choice, but it's easier to handle than the full range of options.

Option 3: Choose your own funds

If you want more choice about where your money is invested you can choose from the full range of investment options. There are choices to suit your level of experience and how involved you want to be.