Let me do it - the core fund range

Making your choice easier

The core fund range is a selection of investment options that are believed to be appropriate if you don’t want to invest in the low-involvement option. However, they may not be suitable for everyone, and you may prefer to choose your own investments from the full fund range.

The full range lets you choose from a wide range of options covering different asset classes, regions and investment styles.

Any choices you make now aren’t set in stone. You're in control and you can change your investments if you want - so you’re not committing yourself forever.

If you’re not sure which options are right for you, you should get help from a financial adviser.

Things to be aware of

  • Before you choose an investment option, make sure you understand its aims and risks
  • As with any investment, the value can go down as well as up, and may be worth less than what was paid in

BT Share Pension Fund

The BT Share Pension Fund is also available to members alongside the core fund range and full range of funds.

So what now?

Need help choosing funds?

We’ve got the information to help you work out if your money is in the right place.

Check or change your investments


It's easy to find out where your money is invested - and to make changes to your investments.

Important documents

To help you make an informed decision we've provided you with important information that you should read. You should print or save copies of these documents for future reference.

This short video provides you with useful information about the BTRSS.

Introduction to the BTRSS

This is where you will find specific details about BT’s company pension.

Plan summary document for BT employees (PDF, 81KB)

This document explains the features of the pension product your employer has chosen.

Key features document (PDF, 288KB)

This document gives you an illustration of what your pension could be worth for BT employees. It may not take into account rebates that may apply to your policy. You can find more information about the charges and rebates on the charges page.

Key features illustration for BT employees (PDF, 114KB)

Read this guide for more information on your investment options, including details about charges and fund codes.

How to choose the right investment options for your pension (PDF, 837KB)

Use this form to instruct Standard Life on payment of death benefits from the BTRSS.

Instruction for payment of death benefits (PDF, 77KB)

Read this guide, provided by BT, for more information about how SMART Pensions work. Standard Life is not responsible for the content of this guide.

SMART Pensions (PDF, 332KB)