• Getting started

Joining the BTRSS

Helping you save for life after work

BT are committed to helping you save for a better retirement. And the BTRSS is a great way to do this. Not only does it give you access to extra payments towards your pension from BT and a wide range of investment options. Separate to the pension, BT also provides a range of other benefits including life assurance cover  Have a look around this website to find out more about the benefits and options available to you.


Joining - how it works

Most BT employees will be joined automatically to the BTRSS, provided by Standard Life Assurance Limited, as a way to save for retirement.


A simple guide to pensions

Your pension gives you the chance to grow your savings over time - and, it's not just you who pays into it.


What your pension could be worth

Will you have enough in your pension to give you the retirement you'd like? The retirement planner is a handy tool that helps you work out what your pension could be worth - and how much you should pay in.


Important documents

To help you make an informed decision we've provided you with important information that you should read. You should print or save copies of these documents for future reference.

This is where you will find specific details about BT’s company pension.

Plan summary document for BT employees (PDF, 81KB)

This document explains the features of the pension product your employer has chosen.

Key features document (PDF, 288KB)

This document gives you an illustration of what your pension could be worth for BT employees. It may not take into account rebates that may apply to your policy. You can find more information about the charges and rebates on the charges page.

Key features illustration for BT employees (PDF, 114KB)

Read this guide for more information on your investment options, including details about charges and fund codes.

How to choose the right investment options for your pension (PDF, 837KB)

Use this form to instruct Standard Life on payment of death benefits from the BTRSS.

Instruction for payment of death benefits (PDF, 77KB)

Read this guide, provided by BT, for more information about how SMART Pensions work. Standard Life is not responsible for the content of this guide.

SMART Pensions (PDF, 332KB)