A simple guide to pensions

It's the next best thing to free money

When you save into a pension, you also get extra money from your employer and tax benefits from the Government.

So, if you don’t have a pension, you're missing out on extra money.

 

Pensions explained

The value of investments can go up or down and may be worth less than what was paid in. Laws and tax rules may change in the future. The information here is based on our understanding in April 2017. Your personal circumstances also have an impact on tax treatment.

 

Benefits of company pensions

Your company pension can be a great way of saving for your future.

Find out more about the advantages

 

Why start now?

The sooner you join, the sooner your employer will start paying into your pension.

Why start saving now?

 

How pensions work

See how your pension savings build up with extra money from your employer and tax benefits from the Government.

See how pensions work

 

Is the state pension enough?

The state pension might not be enough to cover the basics you need in retirement, but could provide some additional income on top of your company pension.

How far does it go?

 

Ways to save for retirement

Your company pension can be a great way of saving for retirement. If you’re relying on other savings - or property - take a minute to see how they compare.

Why pensions can give you more

 

What is automatic enrolment?

Automatic enrolment is being introduced to help us all save for retirement.

Find out why this is happening

 

Budget 2014 – What does it mean for you?

The 2014 Budget has opened doors in the world of UK savings and pensions. You'll have greater simplicity, choice and flexibility, making pensions an even more attractive choice for saving than ever before.

Find out more about the Budget changes