Check your pension's progress

This tool helps you get a clear picture of what your pension savings could be worth. And, you can use it to see how increasing your payments now can make a big difference when you retire.

Take five minutes to see where you are. If you find out you're not saving enough, don't panic. There are options available to give your pension a boost and get you back on track. Remember, changing your payments by a small amount can have a big effect on the extra payments you receive from BT and the income you could receive in retirement.

Before you start you'll need:

  • Your current annual pensionable salary
  • The current value of any pensions you already have - you can find this on your latest pension statements. Remember, you can get an up to date valuation for your Standard Life pension online.
  • If you expect income from a final salary pension, you need to tell us how much and when you'll get it - you can also find this on your latest pension statement

Your payment levels

The retirement planner lets you see the difference that changing your payments makes. It also shows you what a difference the extra payments from BT can make to your pension savings. If you need a reminder of your payment options and what BT pays in, you can find it here.

Show your payment options

Show your payment options

Option You pay BT pays Total
1 (your minimum payment amount) 5% 10% 15%
Image of initial screen of the pension calculator from Standard Lifes customer website.

It’s not just you paying in

“How much will you and your employer pay in?”

Step 3: Change your payments

Once you’re in the BTRSS, it’s easy to change your payments online.